Services
Let’s work together!
Your real estate needs deserve a tailored approach. Our commitment is simple: Personalized Service, in-depth Market Knowledge, and a focus on Finding the Perfect Property for you. Explore our services designed to match your unique goals:
Property Value Enhancement & Sales Advice
- Professional consultation for homeowners on improving property value.
- Strategies to maximize sale price and market appeal.
Buyer Services
- Expert advice for buyers on securing properties in the market.
- Guidance through the purchasing process to achieve the best outcomes.
“Buy First, Sell Later” Lending
- Financing solutions allowing homeowners to purchase a new property before selling their current one.
- Utilizing home equity for smooth transitions between homes.
Remodeling & Renovation Funding
- Financial support for homeowners to fund property remodeling and renovations.
- Assistance in managing renovation costs and project planning.
Loan Services
Qualified Mortgage (QM) and Non-Qualified Mortgage (Non-QM) Loans
- Tailored loan options to meet specific borrower needs and goals.
Bridge Loans
- Short-term loans for real estate investors to satisfy different property transactions.Short-term Bridge loans are a temporary solution. when a buyer needs to pay for a home purchase but they have not yet sold their existing home. A short-term bridge loan can be used to pay for the purchase until the buyer sells their existing houses and obtains funds.
- Multi properties cross- collateral lending. Multi properties cross-collateral lending refers to a type of loan where a borrower uses multiple properties as collateral to obtain a loan. This type of loan allows borrowers to leverage multiple properties to increase their borrowing capacity and get better loan terms.
Full Documentation and Stated Programs
- Primary home, no employment information, no VOE, 20% down, rate starting from 6.75%.
- Self-employed/licensee (one year tax return or 12m/24m bank statements, LTV up to 80%)
- Investment properties, no docs, no income, US citizens/foreign national applicable).
- Reserve and down payment can be 100% gifted.
- No tax returns, no W2 and pay stubs.
- Lowest FICO 660.
Commercial Lending
- Construction Loans:
A commercial construction loan is a kind of business loan that helps companies cover the costs associated with building or renovating structures. The construction business loan can be used to purchase land, buy materials and pay workers. What we will finance — called the loan-to-cost ratio or loan-to-value ratio — usually ranges from around 70% to 90% of the cost of the project.
- Commercial Bridge Loans: Commercial bridge loans, refer to bridge loans used by a business—for commercial purposes between a few months and a year. Collateral is typically used to secure these loans. These loans are usually fast-to-fund—but can come at high interest rates.
- Construction Loans:
Fix & Flip Loans
- A fix and flip loan is short-term financing that real estate investors use the loan to purchase and renovate a property in order to resell it for a profit, a process known as house flipping.